:root{--page-bg:#0a0a0a;--surface-dark:#141311;--surface-dark-border:#262421;--card-bg:#fff;--surface-warm:#f7f5f3;--border:#e4e1dd;--border-hover:#d6d2cc;--border-strong:#c9c4bd;--orange:#f15a24;--orange-tint-bg:#f15a240d;--orange-tint-ring:#f15a241f;--orange-tint-pill-bg:#f15a2412;--orange-tint-pill-border:#f15a2447;--orange-focus-ring:#f15a2429;--text-on-dark:#fff;--text-on-dark-muted:#8c867e;--text-on-dark-dim:#57534e;--text-ink:#0a0a0a;--text-muted:#6b6660;--text-faint:#a8a29b;--disabled-bg:#efebe7;--disabled-fg:#a8a29b;--dot-inactive:#2e2b27;--success:#12a150;--error:#b42318;--warning:#f15a24;--radius-card:34px;--radius-card-inner:26px;--radius-tile:24px;--radius-input-code:22px;--radius-input:18px;--radius-pill:999px;--shadow-card-active:0 2px 4px #0006, 0 50px 80px -40px #000000bf;--shadow-card-behind:0 24px 50px -34px #000c;--shadow-cta:0 14px 30px -12px #f15a248c;--shadow-cta-hover:0 20px 36px -14px #f15a2499;--shadow-focus-ring:0 0 0 4px #f15a2429;--shadow-selected-ring:0 0 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;color-scheme:light}*{box-sizing:border-box}html,body{background:var(--page-bg);margin:0}body{color:var(--text-ink);min-height:100vh;font-family:var(--font-family-base);-webkit-font-smoothing:antialiased;font-weight:400;overflow-x:hidden}body:before{content:"";z-index:0;pointer-events:none;background-image:url(/valero-logo.png);background-position:80% 15%;background-repeat:no-repeat;background-size:var(--watermark-size);filter:brightness(0)invert();opacity:var(--watermark-opacity);position:fixed;inset:0}#root{z-index:1;position:relative}@media (width<=640px){body:before{background-size:var(--watermark-size-mobile);opacity:var(--watermark-opacity-mobile)}}button{font-family:inherit}input,select{font-family:inherit;font-size:var(--font-size-input)}:focus-visible{outline:2px solid var(--orange);outline-offset:2px}@keyframes vFade{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}@keyframes 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vFade;display:flex}.progress-step-group{align-items:baseline;gap:4px;display:flex}.progress-step-number{font-size:var(--font-size-step-number);letter-spacing:-.03em;color:var(--orange);unicode-bidi:isolate;font-weight:800}.progress-step-total{font-size:var(--font-size-step-label);color:var(--text-on-dark-dim);unicode-bidi:isolate;font-weight:600}.progress-step-label{font-size:var(--font-size-step-label);color:var(--text-faint);margin-inline-start:10px;font-weight:600}.progress-dots{flex:1;justify-content:flex-end;gap:6px;display:flex}.progress-dot{border-radius:var(--radius-pill);background:var(--dot-inactive);width:8px;height:8px;transition:all .5s var(--ease-premium)}.progress-dot-active{background:var(--orange);width:22px}.stack{max-width:1020px;margin:0 auto;padding:40px 20px 20px;position:relative}.stack-card{transition:transform var(--dur-card) var(--ease-premium), opacity .45s var(--ease-premium), box-shadow var(--dur-card) ease}.result-standalone{max-width:1020px;animation:vFade .5s var(--ease-premium) both;justify-content:center;margin:0 auto;padding:64px 20px 96px;display:flex}.step{background:var(--card-bg);border-radius:var(--radius-card);gap:var(--space-2);flex-direction:column;padding:68px 68px 60px;display:flex}.card-eyebrow{text-align:right;font-size:var(--font-size-eyebrow);letter-spacing:.24em;color:var(--text-faint);margin-bottom:var(--space-2);direction:ltr;unicode-bidi:isolate;font-weight:700}.card-title{font-size:var(--font-size-h2);letter-spacing:-.025em;color:var(--text-ink);margin:0;font-weight:800;line-height:1.2}.card-title-hero{font-size:var(--font-size-h1)}.card-body{margin:0 0 var(--space-2);font-size:var(--font-size-body);color:var(--text-muted);font-weight:400;line-height:1.7}.step-code .card-body{margin-bottom:var(--space-4)}.field-grid{row-gap:var(--space-3);column-gap:var(--space-2);margin-bottom:var(--space-3);grid-template-columns:1fr 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26px}.preview-block{border-radius:var(--radius-card-inner);background:var(--surface-warm);border:1px solid var(--border);padding:28px 30px}.preview-heading{margin:0 0 var(--space-2);font-size:var(--font-size-label);color:var(--text-muted);font-weight:700}.preview-metrics{margin-bottom:var(--space-2);grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.preview-metric{flex-direction:column;gap:4px;display:flex}.preview-metric-value{font-size:var(--font-size-metric);letter-spacing:-.02em;color:var(--text-ink);font-weight:800;line-height:1.1}.preview-metric-orange{color:var(--orange)}.preview-metric-ltr{unicode-bidi:isolate}.preview-metric-label{font-size:var(--font-size-label);color:var(--text-muted);font-weight:600}.schedule-list{max-height:180px;margin:0;padding:0;list-style:none;overflow-y:auto}.schedule-row{font-size:var(--font-size-body);color:var(--text-ink);border-bottom:1px solid var(--border);justify-content:space-between;padding:10px 4px;display:flex}.schedule-amount{font-weight:600}.preview-disclaimer{margin:var(--space-2) 0 0;color:var(--text-muted);font-size:13px}.loan-type-grid{margin-bottom:var(--space-3);grid-template-columns:1fr 1fr;gap:18px;display:grid}.loan-type-card{gap:var(--space-1);text-align:right;border-radius:var(--radius-card-inner);background:var(--card-bg);border:1px solid var(--border);cursor:pointer;flex-direction:column;padding:28px 28px 26px;transition:border-color .3s,background .3s,box-shadow .3s,transform 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var(--orange);outline-offset:2px}.actions{margin-top:var(--space-1);gap:14px;display:flex}.btn{height:var(--control-height-button);padding:0 var(--space-3);border-radius:var(--radius-pill);cursor:pointer;transition:transform var(--dur-press) ease, box-shadow .25s ease, background .25s ease, border-color .2s ease;border:none;flex:1}.btn-full{width:100%}.btn:disabled{cursor:not-allowed}.btn-primary{background:var(--orange);color:var(--text-on-dark);font-size:var(--font-size-button-primary);box-shadow:var(--shadow-cta);font-weight:700}.btn-primary:not(:disabled):hover{box-shadow:var(--shadow-cta-hover);transform:translateY(-2px)}.btn-primary:not(:disabled):active{transform:translateY(0)scale(.985)}.btn-primary:disabled{background:var(--disabled-bg);color:var(--disabled-fg);box-shadow:none}.btn-secondary{flex:initial;background:var(--card-bg);color:var(--text-ink);border:1px solid var(--border);font-size:var(--font-size-button-secondary);font-weight:600}.btn-secondary:not(:disabled):hover{border-color:var(--text-ink);background:var(--surface-warm)}.btn-secondary:not(:disabled):active{transform:scale(.985)}.btn-secondary:disabled{opacity:.5;cursor:not-allowed}.review-summary{gap:var(--space-2);margin-bottom:var(--space-2);grid-template-columns:1fr 1fr;display:grid}.review-tile{border-radius:var(--radius-tile);flex-direction:column;justify-content:center;gap:6px;display:flex}.review-tile-hero{background:var(--text-ink);padding:26px 28px}.review-tile-hero .review-tile-label{color:var(--text-on-dark-muted)}.review-tile-hero .review-tile-value{color:var(--text-on-dark);font-size:var(--font-size-metric-hero)}.review-tile-pair{gap:var(--space-2);flex-direction:column;display:flex}.review-tile-warm{background:var(--surface-warm);border:1px solid var(--border);flex:1;padding:26px 24px}.review-tile-label{color:var(--text-muted);font-size:13px;font-weight:600}.review-tile-value{font-size:var(--font-size-metric-compact);color:var(--text-ink);font-weight:800;line-height:1.1}.review-tile-value-orange{color:var(--orange)}.review-list{flex-direction:column;margin:0;display:flex}.review-list .review-row:last-child{border-bottom:1px solid var(--border)}.review-row{border-top:1px solid var(--border);justify-content:space-between;align-items:center;padding:18px 4px;display:flex}.review-row dt{color:var(--text-muted);font-size:var(--font-size-row-label);font-weight:400}.review-row dd{color:var(--text-ink);font-weight:600;font-size:var(--font-size-row-value);margin:0}.review-list-centered .review-row{width:100%;max-width:520px;margin:0 auto}.error-text{color:var(--error);font-size:var(--font-size-label);padding:var(--space-2);border-radius:var(--radius-input);background:#b423180f;margin:0;font-weight:500}.result-card{text-align:center;align-items:center;width:100%;max-width:640px;margin:0 auto;padding:72px 68px 64px}.result-badge{border-radius:var(--radius-pill);width:78px;height:78px;color:var(--text-on-dark);animation:vReveal .8s var(--ease-premium) both;justify-content:center;align-items:center;font-size:34px;font-weight:700;display:flex}.result-badge-success{background:var(--success)}.result-badge-danger{background:var(--error)}.result-badge-warning{background:var(--warning)}.result-title{font-size:var(--font-size-result-title);letter-spacing:-.025em;color:var(--text-ink);animation:vReveal .8s var(--ease-premium) .1s both;margin:0;font-weight:800;line-height:1.2}.result-subtitle{font-size:var(--font-size-body);color:var(--text-muted);margin:0}.result-reason{font-size:var(--font-size-body);color:var(--text-ink);margin:0}.loan-code-pill{border-radius:var(--radius-pill);background:var(--orange-tint-pill-bg);border:1px solid var(--orange-tint-pill-border);align-self:center;align-items:center;gap:10px;padding:16px 30px;display:inline-flex}.loan-code-label{font-size:var(--font-size-label);color:var(--text-muted)}.loan-code-value{color:var(--orange);font-size:20px;font-weight:800}.result-request-id{color:var(--text-faint);margin:0;font-family:monospace;font-size:12px}.policy-page{max-width:1020px;margin:0 auto;padding:56px 20px 96px}.policy-card{background:var(--card-bg);border-radius:var(--radius-card);max-width:820px;box-shadow:var(--shadow-card-active);animation:vFade .5s var(--ease-premium) both;margin:0 auto;padding:64px 68px 56px}.policy-title{margin:0 0 var(--space-2);font-size:var(--font-size-h2);letter-spacing:-.025em;color:var(--text-ink);font-weight:800;line-height:1.2}.policy-intro{margin:0 0 var(--space-4);font-size:var(--font-size-body);color:var(--text-muted);padding-bottom:var(--space-3);border-bottom:1px solid var(--border);line-height:1.8}.policy-section{margin-bottom:var(--space-4)}.policy-section-title{margin:0 0 var(--space-1);color:var(--text-ink);align-items:center;gap:12px;font-size:20px;font-weight:700;display:flex}.policy-section-number{border-radius:var(--radius-pill);background:var(--orange-tint-pill-bg);border:1px solid var(--orange-tint-pill-border);width:30px;height:30px;color:var(--orange);unicode-bidi:isolate;flex-shrink:0;justify-content:center;align-items:center;font-size:14px;font-weight:700;display:flex}.policy-text{margin:0 0 var(--space-1);font-size:var(--font-size-body);color:var(--text-muted);line-height:1.9}.policy-list{margin:var(--space-1) 0;color:var(--text-muted);font-size:var(--font-size-body);padding-inline-start:var(--space-3);line-height:1.9}.policy-list li::marker{color:var(--orange)}.policy-link{color:var(--orange);word-break:break-word;font-weight:600;text-decoration:none}.policy-link:hover{text-decoration:underline}.policy-updated{margin:var(--space-4) 0 var(--space-3);padding-top:var(--space-3);border-top:1px solid var(--border);font-size:var(--font-size-label);color:var(--text-faint);font-weight:600}.policy-back{justify-content:center;align-items:center;text-decoration:none;display:flex}.site-footer{margin-top:var(--space-8);border-top:1px solid var(--surface-dark-border);padding:44px 20px 140px}.site-footer-inner{grid-template-columns:1fr 1fr;gap:48px 40px;max-width:1020px;margin:0 auto;display:grid}.footer-col h3{margin:0 0 var(--space-2);color:var(--text-on-dark);font-size:20px;font-weight:700}.footer-label{margin:var(--space-1) 0 2px;letter-spacing:.02em;color:var(--text-on-dark-dim);font-size:13px;font-weight:700}.footer-text,.footer-row{margin:0 0 var(--space-1);font-size:var(--font-size-body-mobile);color:var(--text-on-dark-muted)}.footer-row a{color:var(--orange);text-decoration:none}.footer-row a:hover{color:var(--text-on-dark)}.footer-hotline{color:var(--text-on-dark);unicode-bidi:isolate;font-size:22px;font-weight:800}@media (width<=1023px){.step{border-radius:32px;padding:48px 44px 44px}.card-title,.card-title-hero{font-size:var(--font-size-h2-tablet)}.step-code .card-title-hero{font-size:var(--font-size-h1-tablet)}.review-summary{grid-template-columns:1fr}.review-tile-pair{flex-direction:row}}@media (width<=640px){.portal-header{margin-top:16px;padding:8px 12px 8px 18px}.portal-header-logo{height:44px}.stack{padding:40px 16px 20px}.result-standalone,.policy-page{padding:32px 16px 64px}.policy-card{border-radius:26px;padding:32px 22px 28px}.policy-title{font-size:var(--font-size-h2-mobile);line-height:1.25}.policy-intro,.policy-text,.policy-list{font-size:var(--font-size-body-mobile)}.policy-section-title{font-size:18px}.progress-row{padding:36px 4px 22px}.progress-step-number{font-size:28px}.progress-step-label{font-size:14px}.step{border-radius:26px;padding:32px 22px 28px}.card-title{font-size:var(--font-size-h2-mobile);line-height:1.25}.step-code .card-title-hero{font-size:var(--font-size-h1-mobile);line-height:1.25}.card-body{font-size:var(--font-size-body-mobile)}.field-grid,.loan-type-grid{grid-template-columns:1fr;gap:18px}.input-code{height:66px;font-size:18px}.preview-metrics{grid-template-columns:1fr;gap:12px}.preview-metric-label{font-size:var(--font-size-body-mobile)}.review-summary{grid-template-columns:1fr}.review-tile-hero{width:100%}.actions{flex-direction:column}.btn{flex:100%;height:56px}.btn-primary{order:1}.btn-secondary{order:2}.result-card{padding:40px 24px 36px}.site-footer-inner{grid-template-columns:1fr;gap:32px}}